Glossary

Basic Services
Dental care including simple extractions and fillings.

Co-Insurance
The percent of the total cost paid by the subscriber.

Co-Payment
A fixed dollar amount that is paid to the dentist at the time of service.

Deductibles
The amount of the total cost paid by the subscriber before any benefits are paid by the plan.

Endodontics
Treatment of the structures within the tooth root.

Fee Schedule
Specified fees for services that are paid to participating providers.

Major Services
Dental care including periodontics, endodontics, oral surgery, inlays, crowns, dentures and bridges.

Maximums
The yearly or lifetime dollar amount a plan will pay.

Oral Surgeon
A dentist that specializes in surgery of the mouth and jaw.

Orthodontics
The correction of irregularities of the teeth.

Participating Providers
A certified dentist that has agreed to provide services within a specific dental network.

Pediatrics
Specialized dentistry for infants and children.

Periodontics
Treatment of the gums and support structures.

Preventive
Dental care including office visits, cleaning, oral exam and x-rays.

Prosthodontics
The replacement of missing teeth with artificial substitutes.

Restorative
Dental care including cavities, fillings, crowns and bridges.

Specialist
A specialized dentist that is classified as a Periodontist, Endodontist, Prosthodontist, Pediatric or Oral Surgeon.

Subscriber
Person that is responsible for payment of the plan fees.

Vantage Point
Your Dental Insurance Specialists.

Waiting Periods
A period of time that must pass before the subscriber is eligible for the plan benefits.